I could, I think monzo shouldn’t be dictating how we should manage money they should be the option.
There’s a bunch of reasons around joint account too as to why you wouldn’t want a single account or a weird pot instead of a separate joint.
And thats fine. But i don’t believe this should take up to three years to have some solution.
Monzo think they can do a better job - great, but bring that from day one or early, not three years in. No point saying how they dont think its done right currently, talk about their solution for two years which doesn’t exist then say it might be up to another year before they roll out what they think.
I go back to wanting people to make monzo their main bank. If thats the aim then at least match (or better the current offering). How can pots get developed before statements?!
That blog post puts ‘making monzo make sense as a main bank’ potentially 6 months ahead of even resolving this.
Not three years.
And there’s nothing wrong with having a second account. It certainly isn’t anything i would criticise any legacy bank for offering.
CPA - continuous payment authority