Okay, I have some ideas which I thunk wold be really helpful!
Online portal, so I can see what I see on my phone on my computer.
Transfer money out of monzo. So say I top it up £50 every week, at the end of the week, the remainder of the initial top up is transferred to either a separate account or back to my bank account.
Split items. So, if I’m buying something on Monzo, and want to split it, have a button on the transaction, where I can send a monzo.me link, and when the person pays the specified amount, it comes off my spending total - so only my share of the payment is counted on in my monthly spending report.
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When looking into a months spending and clicking into a category such as transport it would be useful to see how much is being spent with a company.
For example my transport category is made up for TfL and Uber. If I click onto Uber it tells me no. of payments, average spend, and total spend.
If i’ve accessed this from Febuarys spend report, it would be good to see another field ‘Spent in Month’ so I could see how much of my transport category has gone to Uber.
Not sure if this is something you’re looking for, but you can specify ‘this month’ or ‘last month’ etc and select multiple merchants to give you a breakdown. At the bottom of the screen is the costs, with export ability.
Apologies if you’re on Android as this iOS at the moment. Android is coming though
I’ve just looked at the board and noticed 2 of the ideas could actually be combined into 1 idea…It’s the replacement card is on it’s way idea where they basically want to not miss payments and the privacy.com style OneUse card idea…why not have a virtual card for subscriptions so if you do lose your card then your subscriptions don’t go out of sync…additionally you could maybe limit the merchants who can debit from it (not sure how feasible that bit of the idea is)
This has probably been considered already, but I thought I’d mention it explicitly. I would not want the “Taking a picture of a receipt should automatically place that particular transaction in the expense category” feature to be the default behaviour, at the very least it should be a toggleable option.
I keep a record of my receipts for every transaction at the moment as I use a separate budgeting tool with more fine-grained categories. Just because I take a picture doesn’t mean its a business expense.
Just updated the Extraordinary Ideas Board. Lots of great suggestions, great job @TomW [Tom Warren] (https://trello.com/c/Gprr6mUl/78-happy-birthday-message) and Emmett Arthur (sent via Twitter) your ideas made the cut! We’ve added a few extras from the team too, get voting and let us know your thoughts!
Fair few new ideas just added to the board! Thanks! @satsoki1
Coming up with extraordinary ideas isn’t an easy job! Often the most inspired ideas come from relevant discussion and conversation rather than popping up out the blue. With that in mind we’ll be on the look out for extraordinary ideas in every thread in the forum and will be in touch if it’s something we’d like to feature!
I don’t use spending targets, but it would be great on the current months spending to have a projection of what your spending at the end of the month will be at your current rate, and maybe a comparison to average spending or last months spending?
That’s exactly what the Pulse Graph gives you so I’m guessing you’re an Android user it’s on it’s way for Android users too, you can see where it is on the roadmap here.
In the meantime if you have a Monzo card, but haven’t received the newsletter and would like to, DM me with your e-mail address so i can be sure you’re on the mailing list!
We’ve added a few extras from the team too, get voting and let us know your thoughts!
it’s on it’s way for Android users too, you can see where it is on the roadmap