Happy Birthday too! 
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Thank you 
Happy birthday
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Happy Birthday to both of you 
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Happy birthday
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Had a horrible fever last night, i’m hoping this is now me on the road to recovery 
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It’s made of paper
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Why are banks now forcing Visa Click pay on us.
LBG have had it for a long time and I have never used it.
I have just received emails from Ulster and Revolut saying they are adding my cards.
I don’t even think I have come across any website or app that uses it.
I remember previously with Lloyds whenever I went to the Visa portal and tried to add another card, they would remove the first card. I don’t know if they now support multiple cards as I see lore providers auto enrolling us.
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Why would Revolut use Visa Click Pay when they have their own Revolut Pay. Only reason I could see would be to fill the gap where business haven’t yet implemented Revolut pay but surely that would be their focus getting implemented over enabling Visa Click Pay and or the Mastercard equivalent if there is one 
I gone to the visa website. I have several profiles there since each bank has their own email alias. 
I have removed some and deleted the accounts.
The iFast profile can’t be removed as the card was added by them and I don’t see option to remove it in their app. Going to drop them a message.
The Revolut email has an Opt out option and have used that.
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Yeah, I never personally got the love of the one click checkout solutions. But to each their own
If you won £14m on the lotto, what would you do with it?
£120k it across all banks? Invest? Property?
Spread it across a few banks. Leave a few million in a private bank that has lots of assets for security. Then invest the rest into Bonds and a Weekly Pay Bond ETF for Weekly Income.
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If someone won and didn’t invest at least a small amount of the £14m opting instead to keep it all in bank accounts at sub par / OK rates I dont think anyone needs to be told what many people may call them 
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Exactly, if you’ve mapped out your lifestyle and you’re able to get at least some of your millions to generate enough passive income to cover your lifestyle (assuming you don’t live some luxurious lifestyle where you’re spending massive amounts monthly) then you’d be golden
I agree. If you invest your winnings into some ETFs that pay out Weekly and Monthly but maintain zero nav erosion so it grows while paying out. You are pretty much sorted for life. Just enjoy the monthly / weekly cheques for doing nothing.
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This. And probably enjoy a little bit of it too.
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Yeah. Nice try, Carlo.
If you have £14m you can pay for your financial advice.
Invest it all in Freddos
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