The Big Monzo Community Census 2025

Main thing I am learning is how unoriginal my banking choices are.

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I hope to have 10 current accounts by the end of 2025, and I’ll definitely have 10 “proper” savings accounts be the end as well.

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Only 37% of people here use monzo as their main current account? I expected more.

It’s better news for monzo with savings (67% using monzo as main) and credit cards (80%).

The forum users are older and more male than I expected.

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Slightly concerned about the lack of the fairer sex.

Absolutely delighted at the growth and popularity of MONEYBOX and MONZO

I have 6000 shares in MONEYBOX

What’s a share worth, @Juno17 ? Have they appreciated much?

I thought older, too - then I realised that Monzo is coming up to 10 years old (@AlanDoe do you - or anyone else - have an exact date?) and taking 10 years off gets us back to where I thought the Monzo age would be.

How time flies…

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I’m 35 in 6 months so that would have been another vote for 35-44 which is by far the biggest age range here.

I did consider a question on sexuality…

I’ve answered my own question - we need to start party planning / holding the date for the inevitable invite!

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Sorry I made a mistake. I have 1000 shares in MONEYBOX at £10.08 and 6000 FREETRADE shares 250 MONZO shares

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In terms of “other” savings we have fixed term with Hampshire Trust Bank. I’d never heard of them until I was casting around for joint savings account providers but they turned out to be very good. Decent 18 month fix and they offered a preferential rate to roll it over for another 12 months.

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Thank you for doing this.

Being in the 65 - 74 category, I was expecting a slightly higher % in that age range.

Current Accounts:

Cater Allen
Chase
Child & Co
First Direct
Halifax
Kroo
Lloyds
Monzo
Nationwide
Revolut
Santander
Starling

I like to keep my finances strictly segregated. Almost all have a specific and active function, be that for receiving my pension, paying bills, acting as a portal for savings accounts, for rewards and/or cashback and a couple, which are my ‘get me home in an emergency funds’

It’s a setup/system which has evolved over time and is mostly automated.

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Very curious what you use Cater Allen for.

Full automaton is the dream. :hot_coral_heart:

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I did say ‘almost all’. :crazy_face:

I have actually used it on occasion as a nominated account for short-term ‘parking’ of interest on a maturing reguar saver to keep it separate before shifting it on elsewhere.

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I thought we’d finally found someone who uses their account. :rofl:

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I might use them instead of First Direct if I wanted the absolute bare bones of banking. They answer the phone instantly and are UK based.

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Hmmm, do I need a Cater Allen account? :thinking:

You’d be out in a day

I just read the thread quickly and I’m all ready out. :joy:

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