The 2026 Saving Challenge - New year, new levels, plus a new rate for Extra, Perks and Max

Thought since the draw for 2025 has finished, continuing the discussion here would be more appropriate. :smiley:

I’m still on the 4p challenge but getting a bit tired with the mental gymnastics of spinning many plates at once to max out benefits/avoid fees. :face_with_spiral_eyes: Has anyone here already given up, or does the prospect of winning £10k still keep you going?