Monzo are planning to extend the targets with the Pots feature but I’m guessing that’s not what you mean.
They’re constantly enhancing the app’s features so I guess it depends on how complex your budgeting process is. What functionality did you have in mind?
If it’s very complex or you use a process like YNAB, then Monzo will probably try to keep the app simple, to accommodate the average user & enable 3rd party developers to build functionality / their own app that connects to Monzo, to support those processes, for example -
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