Perfect. Thanks @Jami 
For those of us who split regular bills such as Netflix, is this a factor youāre accounting for to incorporate in future? Monzo.me still hasnāt been fixed to account for bill splitting & its effects on targets, so can you reassure us that this is in the planā¦?
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Am I the only one who thinks the targets progress bars are back to front?
Shouldnāt the start of the month be at the left (as we read left to right in English) and the end of the month be at the right? It took me ages to work out what I was being shown (and sadly I thought I was pleasantly on track when it turns out I was way overspent! 
)
EDIT: corrected typo
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Think of it like a fuel gauge - you start off full and as you spend the gauge drops lower 
Itās the science teacher in me - horizontal lines start at 0 and go up towards the right. Thanks for the insight.
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Been suing the spending tab a while now, in general itās coming along nicely, but I think the āmoreā button still needs refining. Recently itās been updated, but personally I think itās still awkward and annoying.
Firstly when I open the spending tab itās always āupdatingā (This is a bit of an issue in itās own right) I then press more to show the spending categories.
The app then completes the āupdatingā and minimises the spending categories again. I then have to press more again, less than 5 seconds after I pressed it the first time. This is clunky and awkward and feels like a bug.
Recently Iāve noticed that once youāve pressed the more button it disappears. There are 12 categories and in my case 5 are greyed out taking up valuable space. Iām no-longer able to press ālessā and it feels like an infinite scroll to the next useful part of the spending tab.
Suggestion. The headings āSpendingā āCommitted spendingā āIncomeā and āpotsā should all be collapsible so they can all be seen on one page (with the spending wheel) without scrolling. Clicking on the spending heading would open it up, displaying all sections that have transactions in. Greyed out ones would be hidden behind āmoreā and could be revealed if needed and reduced again with a ālessā button. You would then be able to collapse the āspendingā heading again so all the headings were once again on one screen without scrolling.
This would all be remembered and not affected by whether the spending tab was āupdatingā or not.
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Completely agree with this, but I want to be able to ācollapseā the spending dial too. I hate scrolling for days and hitting āmoreā just to see my spending breakdown. The UX on the Summary tab is really not good at the moment.
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Please could the option to switch back to calendar months be added?
The situation with setting paydays is just too messy.
A calendar month may not be ideal but at least it is a universally understood concept.
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When the month has reset after another payday, the bars that show Targets disappear totally until you change the amount in the settings. Slightly frustrating!
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So, I know I sound like a broken record. Iāve had a few bits of feedback for Summary but largely, I could get a general gist on spending.
However, this month Iāve come across something which makes it pretty meaningless unless I make a manual change and remember to reverse it towards the end of the month. Due to how me and my partner split household bills, I send her a lump sum on payday to cover a few things to split things equally.
With my pay date being the last working day of the month, I usually set up a scheduled payment for my next payday with the required amount. This month, with the last working day of the month being the 29th June, it actually classes it as within the current pay cycle according to Summary. The result being, Iāve been in the red āno more to spendā since my last payday when itās not the case in practice.
The workaround is cancelling/excluding the scheduled payment and just adding it back on the day manually but Iād much rather set and forget. I know working with dates can be a nightmare (especially keeping the UI nice and tidy) but this month really shows for me that the automatic pay cycle Summary works to just doesnāt work in my particular case at all.
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So I got paid early today (payday 17th but paid before if 17th falls on non working day), changed summary from today
But come next month I can only set from 15 > 14
So my summary will be few days out come the end of July
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When adding a target to a category in the summary the amount REMAINING is shown against the target, which is really misleading as the amount SPENT is shown where is is no budget.
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Also are there plans for committed spendings to still be added to the spending section when they do actually go out of the account?
It makes it a lot harder to keep track of what is actually being spent in each category during the month when itās spread over two sections?
Itās so much harder now to tally and plan for how much is being spent.
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Last update on android is horrid for summary. No more RAG colouring on the summary ring, or next saying your doing well, or may run out of money. Dislike 
Tonightās? Have you set your budget?
I have, but I still donāt quite get it. It kinda breaks the link between committed spend, salary and budgets - I can set any value as a budget and now my committed spend doesnāt matter.
Iāll need to take a look again and think it overā¦
Oh right I think I get it.
I think I just have difficulty knowing what I should be setting my overall budget as. Iām so used to just being careful not to spend all my salary in a month and try to have a bit left over, that I have no idea what I should actually set it as.
It would be great if Monzo could use historical data and suggest an overall budget based on the previous monthās with the option to save by adding 10/20/30% as a reduction less than last month.
Edit: I can also pretend Iām hugely wealthy
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I suggest you increase your grocery budget. Caviar and dolphin steaks should be more fitting for a person of your social standing
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Haha I wish.
I do think that when setting an overall budget it should take into account what you had to start with from your current pay period. Oh and a limit to what you can set.
Edit: oh maybe it does, I just excluded a big spend a few days ago
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