Yes the principle of a round up and transfer to another place is not new. Monzo et al are following a well trodden path, that Monzo et al doesn’t require the opening of a separate account is different. But certainly there is nothing innovative to claim here - Lloyds TSB was there many years back and l have save the change on my Lloyds and Bank of Scotland accounts.
Finally login enhancements are on there.
The ‘little extra’ is just monzo me too stuff.
Joint accounts are on the way in 2018 - but still no solution for seconds. So you can have a business account, a joint but no additional.
Will be also interesting to see if “helping you spread the cost” is payday loan ish at 1000% APR or if its cheaper and going after stuff like store cards and insurances etc. They could really commercialise it like tying up with places that do 0% or low rate too.
Not that exciting from a customer perspective but for their business this has got to be a win for them and a big opportunity.
Thanks, I will
It surprises me how many people on here seem to have opened a Starling account, tried it and then closed it. Why not just keep it open? Makes no sense to me 
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I suppose the joint accounts might attract some people… I’ve seen it as a recurring request when people were switching from prepaid to CA Monzo. Starling’s road map seems pretty decent. Hopefully Monzo is going to be able to match that.
Agreed. Loving the competitiveness between the two, driving everything forward. Also keeping the chats interesting 
You are forgetting about the last fact… Moaning about not being able to re-open it… followed by complaining about how Starling “doesn’t want them as a customer”…
Totally agree with you, why close the account? Especially so early on?
For what it’s worth - I find Starling brilliant - It’s my main account for daily things.
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I did find annoying it asks you for your password (not even face id ) for changing your profile picture, I mean lol.
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I simply don’t like having too many accounts open not used and didn’t think I’d ever use it, That was all.
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I get people might want to close their account - Personally, it’s not something I have ever done (heaven knows how many accounts I have floating around).
But I don’t get people wanting to re-open them so quickly?
I know that they release features far quicker than any other bank… (
)… But surely the bulk of it will be the same (and you must have had a reason to want to close it?)
Yeah I mentioned those reasons above. To be honest it’s probably been a year since I was on starling nearly. I doubt I’ll join again not unless we’re still waiting a year for Apple Pay haha
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Did you get a free pen as well? 
And a tee-shirt and bar of chocolate!
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It seems like Starling are now pushing for Business accounts. I hope they don’t think its “job done” with current accounts!
I have both Monzo and Starling. Yesterday I received a cheque through the post from Sanander. (Don’t get me started- if you get logged out from their systems- e.g. through someone else’s suspicious online activity, they send through quaint little letters!)
One of the main reasons I haven’t switched over from Nationwide, is that I want an easy way to pay in a cheque. Why can’t I digitally scan a cheque using my smartphone to pay it in?
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New update today has international payments - Development seems good, the marketplace is expanding rapidly!
Couldn’t be happier. 
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I like how the rate has a countdown 
️ next to it and then refreshes with a potential new rate. Cute
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That does look good, I like how clear it is with the info given. What’s does the difference in delivery mean?
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Price point it seems… (also for BGN Transwerwise is still cheaper fyi)
I’m not sure - Definitely one for @anon44204028!
My only request is that “SEPA” features in the answer.
On a side note, as @valbg said, Revolut and Transferwise is still cheaper.
On a side side note… Disappointed “Pigeon” wasn’t a delivery option…
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I’m assuming having bank partners to make it intra-country transfer instead of cross country saves you from using expensive legacy systems like SWIFT. So probably SEPA is part of the answers and multi-country corporations like UniCredit is the other part.