Summary has only this week been a revelation to me.
It never worked properly and I couldn’t work out why. Always seemed to double–account and I couldn’t understand why some Budgets reduced and others didn’t in different areas. That made me go way over budget most months.
Then this week the penny dropped: I had a borked repeating weekly transaction registered in Committed Spending which never triggered, so Monzo was accounting for that in advance but then also accounted for it when the real transaction was made. Quick question as to how to fix it on here, and within half an hour my Spending and Budgeting sections were all balanced and the tab now works properly.
I’m very happy, and will move a lot more of my financial life, direct debits and salary over Monzo now.