Starling Bank Chat (Part 2)

Financial Chat Fintech Chat
4598

I’ve not been able to replicate yet, maybe only works for Bacs inbound? I’ll try send a payment see if that causes it to kick in.

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Would’ve been good if you could’ve split it from account A into account B/C and those pots there too.

Guessing you’d need to then do the same on the inbound payment in account B/C, but can’t have autonomy for everything, right?

Right?!

:joy:

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It doesn’t save the split, but maybe that’ll come.

Very nice though. Nice tidy easy flow. Especially when you have multiple Spaces as I checked the inbound to my JA when I did it, and it allowed me to split from there all across Spaces.

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4599

Very useful, I’ve been waiting for something like this for a while. I had to update the app to see it, I’m on iOS.

Hopefully they will look at automating it for salaries.

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4600

Auto bill splitting and a choice to have auto paid early (all banks could do paid early they just choose not to).

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4601

Showing for me on iOS now

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4602

Nice little feature. Can see this being useful on payday.

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4603

If it eventually linked to open banking as it does the internal accounts then they’re definitely onto something good.

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4604

Just had their latest ‘Appdate’ - which is all about the new Split Payment feature

We’ve just launched a brand new feature: Split payment.

It lets you spread money from an incoming payment – like your salary – across your different Spaces and Starling accounts in just a couple of taps. Let’s take a closer look 👇

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Doing the splits

Set aside money for your bills, budgets or saving goals, and build positive money habits along the way.

How to split a payment in app

1

From your transaction feed, tap on any payment that was received in the last 72 hours. Select Split payment.

2

Choose how to divide the payment between your Spaces, other Starling accounts, and your main balance.

3

You can use percentages to split a payment (adding 30% to your joint account, for example) or you can enter a specific figure.

4

Confirm your choices by tapping Review and then Split payment again. We’ll allocate the money between your chosen destinations.

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4605

I like it.

Just a shame they can’t stop these fraud txns showing up in my feed.

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4608

Bring able to sort by percentage is a nice touch.

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4610

Interesting feature but probably not useful for me, I use the auto topup feature in spaces + bills manager to siphon off all the things like that from the main balance.

4611

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This screen in Spending makes me believe that open banking is coming soon.

“Accounts” being plural is referenced 3 times. You can’t view your Joint or Additional accounts here, unless that isn’t yet merged and you’ll be able to use Spending as a hub for all your Starling accounts soon enough.

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4612

Interesting…particularly around this line

Ms Boden, 63, said it was “not really appropriate” for Starling to continue to have a shareholder as its chief executive. She still owns 4.9% of the company and keeps a seat on the board as a non-executive director.

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4613

I kinda think this is worthy of its own topic!

Massive kudos to Anne. Starling seems to be an excellent, robust, digital alternative to high street banks.

I suspect this is a precursor to either a sale or a change in direction. And interesting that she’s gone immediately, rather than waiting for the permanent successor.

But good shift. Job done. Congrats.

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4614

Agreed, just annoying they won’t prevent fraud declines showing in my app. They also told me to go speak to each merchant to have it out with them :neutral_face: apparently it’s under FCA protocol to push a customer to speak to the merchant themselves (which I don’t mind in case of a dispute or CPA).

4615

Here’s Anne’s annual investor letter for those who want to read the source:

(I’m looking forward to reading more into business performance)

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4616

They’ve also published their annual report so you’ve got a lot of business performance reading ahead of you :wink:

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4617

Totally ignoring the woods for the trees, but I really like that website design and how the numbers are presented here.

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4618

I’ve already started!

Keen for your insightful views on the good, the bad and the ugly, too.

4619

Agreed - it’s an incredibly well put together and designed web page and annual report :clap:

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4620

I do like Starling’s visual style. Oddly the app doesn’t do much for me, but I find the website calming, well designed and excellently presented.

By contrast, I found Monzo’s refresh a bit too shouty and busy. It’s the direct opposite to Starling though in that I really find the app redesign to be be largely uncluttered, relaxing and subtly powerful.

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