Split the Bill (via Monzo.me)

I might not have all people I’m potentially having dinner with as my phone contact. How would it work then?
I can understand that adding people could be minimal prerequisite to proceed - how can you pay someone if you don’t know a single thing about.

I’m more interested in flow that will happen when having dinner with 4 people, I have phones/monzo for 2 of them and no details about other 2.
Simplest direct option would be to ask for their phones, add them to contacts, then check Monzo split bill, contact are already there. But it’s weirder flow, requires going to 2 apps.
Easier option would be to offer option to add phone while already splitting the bill. With permission to Contacts (write, not just read), contact can be added to the phone and at the same time, appear as valid contact we can split the bill with.

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Remember that bill splitting is simply generating Monzo.me links. So you can send those to the people you don’t know by text, messenger etc.

Since the description in the screenshot tells you to ask your friends to open the Add Nearby tab too, it looks like that feature will only find other Monzo users - & then they can transfer the money in the app.

I assume it only finds other Monzo users who are in our contacts already. It simply can’t give me name of all monzo users in a restaurant, right? I can’t share Monzo.me link if I don’t know who I should share it with.

I don’t know phones, so I can’t message/text them. If I had known their phone and they are on Monzo, they would appear in my contacts.

To rephrase my question, is Monzo planning some fancy stuff to help me share link with people I don’t have in contacts? Adding people to contacts seems easy enough, question was about nicer flow. :wink:

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Btw, we’re adding it on Android too, stay tuned :slight_smile:

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I’m glad this is in development! I think bill/cost splitting option is something I would use alot.

I agree that this would be easiest if you could select from your list of contacts (either monzo or non) to send the link directly - for Monzo users this would come up as a notification saying you own X person XX amount of money and click quickly to pay.

I also think grouping payments over a set period of time (e.g. one evening or weekend) would be good for multiple different transactions that may end up needing to be added together before dividing among users. Thanks!

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A flaw with this is that a bill is rarely split equally - most of the time someone owes 6 someone else 4 someone else 3 etc

They’ve got that covered. You can do the initial split and then amend individual amounts if you so desire. At least I think that’s what was said.

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Yes it was :thumbsup:

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Yes a big frustration for me as well. Needs to be fixed asap if possible

As has been mentioned before, it’s a start in the right direction.

The problem is for those who are trying to stick to the set targets. Particularly is someone hands you the cash. For instance, I pay for a 5-aside football pitch every week. Some pay me via Monzo and some pay me with coins. It’s £40 an hour for the pitch; everyone pays £4. But it looks like I’m spending £160 a month, rather than £16. So it blows my ‘entertainment’ budget to pieces. No idea how you fix that but I think this is a decent example of a (small) problem shared by many.

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This certainly isn’t ideal at the moment, it’s something that Hugo’s aware of though & working to fix -

I’ve just tried a preview of this, in the TestFlight version of the app. Automatically copying the merchant name & emoji into the Monzo.me notes is a nice touch :heart_eyes:

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Just had a play with the new bill-splitting feature. Very smooth journey. Almost makes me want to head out straightaway to try it out :beers:

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Good feature and very easy to use.
a couple things would make it great:

  • summary view on transaction screen to see who has paid and who is yet to pay
  • sending reminders would be great for those friends who have seem to forgotten (there’s always one)
  • outstanding total per person with transaction history (for multiple transactions)
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