I’d like to suggest a feature where you can spend directly from Pots without having to move the money back to the main account.
The Curve card has a feature whereby you can use the app to choose, which bank card you pay with, but paying with the single Curve card.
I’d love it if Monzo did a similar function, but without adding additional cards like Curve, instead using the Pots as the payment method up to the balance of the Pot and then withdrawing the rest from the main account if the transaction value is over the Pot value.
An example is that I currently have 4 Pots on my account for my food budget. Let’s say I’ve put £75 in to each of the 4 pots, one for each week. It would save me time having to transfer my grocery bill amount into the main account at the checkout before paying for the transaction or transferring the full £75 into the main account and then transferring the remaining amount back into the pot.