Sparking Joy: Small Fixes that would bring the Monzo Magic 🧙 🪄

This happens with paid early but nowhere else in the app if memory serves. Starling has a Santa hat app icon and a snow falling icon (Plus many others)

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The Monzo plus cancel flow automatically calculates refund. My reason to cancel is to resubscribe to fix the date monzo plus fee comes out. Surely if one enforces new payment date to be less than 30 days away, one can reuse the refund calculator to refund plus fee upto the new payment date and voila change of plus fee date becomes easy.

Right now the thing that would spark joy the most to me would be for me to choose to use a credit card and have money automatically transfer any transaction amounts on that credit card into a pot.

If they would add round ups onto that it would be gold.

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Round-ups on direct debits would be good too!

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Yes, I’d even settle for a web page which pulls across into a larger screen, I think that would enable me to move away from using google sheets

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I have disabled face Id for payments and am using pin code for this so that I don’t accidentally do what you mention

Not everyone celebrates these things though so I guess you can’t implement a system wide change that forces people to have Christmas / Halloween etc within their app which is primarily for Banking!?

I wouldn’t mind it at all but I guess there is a large segment of users who may be opposed? Not sure

An “Empty Pot” or withdraw all option without deleting the pot

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Not really a fix, but a product change - 3% savings. Either a savings pot or plus/premium.

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Contacts tidied up so there’s a picture (if you want one) and the persons name is the same throughout regardless of how the sending or receiving payment name is stored with that bank. Kinda like merchant data enrichment but for contacts.

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Another one for me, the ability to show (or hide) items on the transaction screen.

For example for me personally I never use the social features (split etc) but the transaction detail (how many times, total spend etc) is super interesting. If you could select what you saw, that would really clear up the screen for me

Not a small tweak I imagine, but being able to action connected account transactions the same way we do with the Monzo ones. E.g.: add an AMEX transaction to a shared tab.

This would be a life changer :heart_eyes:

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It really would.

Notes and tags :hot_coral_heart:
Split the bill :hot_coral_heart:
Shared tabs :hot_coral_heart:
Searching for transactions :hot_coral_heart:

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Labels for virtual cards in apple wallet. Just a little option where it says virtual card that can be named or show what pot its linked too. Keep paying for coffee out of my pet savings :rofl:

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Oh. Ps. Ability to move between pots.
Thank you please

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:clap:t2: to updating plus “benefits” i currently only use virtual cards & pretty blue card. The offers arent relevant to me.

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Apple/Google Pay images have to be submitted to and approved by Apple/Google so it’s not possible to have custom card images. It’s also why personalised cards (eg Barclays) don’t show

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