The format of the CSV export for business banking is too complicated and I’ve found it unsuitable when importing it into my accounting provider’s tool.
E.g. below are some of the issues
- There’s no balance figure
- The datetime is not a simple date format
- It makes all transactions to and from pots look like transactions to different bank accounts thus making it hard to explain and reconcile them in the accounts. From an accounting perspective I still want to treat Monzo as just one account - including all pots.
The PDF statements format is much simpler and looks closer to something I’m sure everyone will find simpler to work with. As a next step, could we please just have the same information as in that statement downloadable as a CSV?
It still has the limitation that each row shows the balance just for the current account and not across all pots. It would be really awesome if there could be an additional column in the CSV export (and perhaps the PDF statement too) showing the total balance across all pots for each row