I’ve been using Money dashboard for a few years, who’s is a great information reporting only app.
I hope to use Monzo I stead of it, to rationalize my approx. 12 cards and credit cards a bit…but really need my own categories to tag my going out expenses, school and childcare cost etc.
You should allow custom categories to be created and used. It’s fine that account postings will default to the standard values of the card systems at first