Would it be possible to allow people with joint accounts to view (and only view) transactions and forthcoming transactions (like standing orders and direct debits) on each others individual accounts provided they consent?
My wife and I would find this useful when budgeting.
I think I understand where you are coming from, whilst I have a Joint account for most āhouseā things, I pay for the car we both use, and that comes out of my own account.
Are you hoping to run the budgeting in-app? If so that would be very messy and, whilst I understand the idea, would you want ALL SO/DDs viewable, or only certain ones? Or some transactions (card payments like Netflix) and not others? Would seem a very complex thing to build if Iām understanding you correctly.
No not to run budgeting in app, just visibility. Give someone you have a joint account with, full visibility of your account - just without the ability to perform any actions at - read only if you will.
A read only view. OK. Not something Iād want (whatās that? ohh thatās the thing I bought as a surpriseā¦) but each to their own.
I donāt see this being added any time in the near future (think Q3/Q4 at the very very earliest, if at all) so maybe until then, look to an aggregating app? MoneyDashboard or something? Share the login details, hook up all the accounts and you can both see everything?
I can see the use case here, but itās not something Iād want. My partner and I both have everything paid into our joint account - the only time we use our sole accounts for anything is if we need to dip into an overdraft sigh and I keep my tax in a savings pot in my sole account so my husband doesnāt get mistakenly excited
Unless you provide an example youāre unfortunately going to struggle to get people to support your idea.
Why does your wife need to see your personal account?
Why canāt anything she needs to see/control be added to the joint account?
Canāt you make use of shared tabs or split bills?
Is it a power of attorney thing?
There are many more questions which is why a use case example might help
Not sure I understand the use case, but a (sort of) workaround could be to add all of you and your wifeās transactions to a shared tab between you. Cumbersome but it would do the job I think.