I have setup targets as soon as they came out, but never really used them as they didn’t make any sense at all in my case.
I get paid on the 10th of the month, and on the 8th if the 10th is a Sunday.
Until the start date can be set by the customer, I would suggest that the targets are completely useless. Calendar month is arbitrary in terms of one’s spending patterns.
Monzo, you clearly think this feature is important and indeed mature, given that it is one of only five top level pages/tabs on the app. This immediately makes me question the credibility of the monzo app.
So what am I missing - How do you propose this feature be used, Monzo?
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I was just about to create a thread for this, when I thought “I’d better check no one else has suggested” and you have!
I too would like my own calendar too and from period instead of a default date! I get paid weird date so the info given if of 2x months really and it’s not accurate spend!
Hey guys- would be handy if you could edit the monthly target cycle to different dates ie if I get paid on the 12th I can set monthly targets between this period as opposed to just month end 
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Yesterday someone at the dry cleaners was complaining that the council wanted them to pay their rent weekly, which they couldn’t do because they were paid monthly. It made me think of this thread …
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I agree from my prespective having my spending starting from pay check to pay check as an option would be much better as I too get paid on the 25th of the month… maybe a way to categorise salary on the app so that that category triggers the start of ones target cycle… for better budgeting
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Before my mum retired, she was paid bi-monthly with her job in the council! Strange isn’t it…
I’m sure most people can agree if the month ‘start date’ could be altered depending on the user it would be quite handy. An example of this is I get paid from work on the 25th and would like to start my monthly budgets from there rather than have the last 4,5 or 6 days of a month stuck with the previous monthly budget
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I have my salary paid into my other bank account then transfer my allowance on the 1st so it lines up
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That’s actually a great idea - not sure why I hadn’t thought of doing that before!
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Being able to set the start date of “my” financial month (starting 20th) would be the KEYSTONE to having a clear overview and total control over my spending. It has come a long way since my move to Monzo which I use in collaboration with my old current account, where are my fixed direct debits etc come out of. Monzo is for the spending which I can control and where I can make savings. I like the suggestion of just transferring the money to Monzo on 1st which I will do in the meantime.
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Awesome! When this comes in, I can finally make Monzo my main bank account 
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I second this. Super useful to set budgeting start date. Get paid on the 20th and pay all my bills and rent etc from that day.
This discussion has been ongoing for a while…current accounts are here, so when is this coming .
Soon! We are working very hard to change our Spending tab so that it fits in better with current account spending.
I am excited.
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Exciting! Very keen to see this
Me too. I’m struggling a little to work out why Monzo didn’t build it initially iwith this capability? Seems like a pretty basic functionality.
We’re changing more than that 
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So I like to use the spending targets but from what I figure they are only monthly (from the 1st to 1st)
As I get paid monthly on the 15th this makes it a bit tricky to track my outgoings in relation to my incomes so it would be good if I could set the spending target range to run from the 15th to the 15th.
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I get paid every 4 weeks,so it’s really difficult for me also. I use a budgeting app atm that I’ve used for years.
Hopefully will be able to do it all here, eventually 