I work in financial planning for big corportate clients and some of the people I am working with at the moment say that they cannot give pay rises as it would kill their balance sheet plus with the rises in national insurances and other things for businesses.
Businesses always try to issue pay rises if they can as it improves staff moral and keeps people on longer. But sadly its becoming harder and harder for businesses to offer them.
Cries in civil servant.
The clients i work with at the moment are [NDA] [NDA] [NDA] 
My employer is infamous for shafting people with higher tenure… My teammate is at least 30% worse than a new joiner at the same level after 10+ years of experience
Luckily he’s about to get a very large redundancy payment though!
Monzo did this for cops.
Had entry wage, and then a few k more for experienced.
They then raised the top end quite some, but those who were offered “the max they could offer for such role” recently, had no chance getting that top end wage. It was a real kick.
Randomly had £900 added to my account tonight that is definitely not for me and can’t work out who it’s from!
RBS giving you a Christmas present?
I’d have been straight on the phone if that was me!
Exactly what I done! They basically told me there’s nothing they can do until it’s reclaimed so I’ve moved it into a savings account so if it gets recovered I’ll just move that value back into my balance.
040075
31004466
That’s where it came from 
Someone is lying to me here 
It’s true I promise x
Do you want it in crypto? 
I was looking at opening a RBS Premier Account and noticed on the eligibility page it says about savings “with another financial institution”.
So if I provide RBS with proof from my Barclays Premier account am I eligible?
Anyone else ever tried this or have a Premier Account with RBS?
That refers to Ulster Bank only.
RBS clearly says “Minimum £100k savings or investments held with us”
Yes, I have RBS Premier.
Yeah sorry I meant Ulster Bank. I was talking about Ulster but in the RBS chat and my brain got a bit confused.
Ulster Bank Private Account is the one I am looking at.
I held savings with Ulster for premier, then qualified for RBS and NatWest afterwards without needing to shift anything around. I had a Teams/Zoom intro call with the latter two banks where the app icon was changed during the call, and it bugs me a little that the icons aren’t all the same. I’ve never seen a pinkish Ulster icon so not sure if they exist.
Do you mean that you qualified for Ulster Premier and then NatWest & RBS let you read across Premier status with them? That would be brilliant for me if possible given that Ulster don’t require you to hold the £100k with them.
Yes, I got Ulster prem set up first, then NW upgraded my account, followed by RBS. At the time I had north of £100k in Ulster though, so not sure if that makes any difference. One NW CS told me they could see Ulster accounts on their system, but others I spoke to said this isn’t the case, and RBS deffo couldn’t so presumably there’s some background communication that goes on between the banks.
If they’re part of the same group, they can see the accounts, however staff are usually informed not to discuss or disclose any information about other accounts and to speak to the relevant CS teams.
