Quite interested to know how involved the qualification process is (I presume stricter than eg Barclays Premier) as I might technically qualify in the New Year.
I qualified on savings but could also on Salary.
Deposited the funds into the RBS bank account to meet criteria. Requested an upgrade through the RBS website.
I then recieved an email saying they would review my account to confirm I meet the eligibility criteria.
Email came though saying I qualify and I would recieved a welcome call to RBS Premier. Funds will remain in the bank, so will continuously qualify so no need to worry there.
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Thanks. If I qualified it would be through savings in Ulster (my main account is with NatWest).
Have it currently, had it before and cancelled, thinking to cancel again.
Over the past 4 months I used the home insurance once, the lounge once, and got one book from the (badly advertised) book club. Don’t need the travel/car breakdown insurance/concierge. Might need but haven’t needed the gadget insurance. Good value at £36 a month? Doesn’t feel like it.
From recollection, I didn’t need to provide any proof, I had my salary paid in, I had 1 call with my relationship manager and that was that.
A couple of reasons I went back to them instead of Monzo. They do have instant spend notifications, they do have a website I can use to set up payments etc, they have this ‘Put yourself in the frame’ where they scan your face to approve logins (from new devices), payments etc. (I know Monzo now has the known places etc.)
Finally they would prompt me in the app like ‘You could increase your overdraft to 10k’ ‘You can borrow up to 70k on a personal loan’ Instead of the piddling 1k limit I got on Flex
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Update from my experience so far, it’s been a positive one.
Upgraded my account to Reward Black. So far I am happy with the benefits and easy to setup. Already used members services to get tickets to Royal Ascot with 25% back in rewards.
I had to make a payment above the daily limit (as I already hit that). Called Premier 24 and payment processed over the telephone.
It seems their service so far, is on par with HSBC Premier (who I have used for a number of years now).
I will continue with Reward Black and see how it goes. I can always drop down if not fully utilising the benefits.
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Don’t tell @JIMMWX 
I’ve no doubt it is, and possibly slightly better 
I couldn’t never quite seem to get a premier NatWest account however. Always just one step out of reach.
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How come?
If your with HSBC Premier then you would qualify for NatWest as they have similar if not identical criteria.
HSBC used to be slightly less and a few people probably legacy-d in.
It used to be 75k salary or an investment account I believe.
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Ulster Bank is still £75k and the £100k investment doesn’t need to be with them.
At the time I joined, the requirement was £75k. They upped it to £100k and I decided to leave as I wouldn’t meet that. This said, nothing changed in circumstances and they offered me a premier account when I came back across so who knows.
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Just curious.
Did you apply for a Standard HSBC Account and then they went “do you want premier?” or did you go direct for to Premier?
So I did it in the app first and was offered a basic account, I didn’t really want that. So I applied for a premier on the web and was accepted, they also offered me a CC with a higher limit than I had previously when with them.
The same details on both attempts on the same day. With the web there was quite the delay in checking before it opened, around a week or so.
Did the application ask for any evidence of salary or savings? I think when I applied a couple of years or so ago it just gave me 6 months to qualify…
So it asked what my salary was and also within the next six months what amount of money you expected to transfer (it had pre set bands) and I chose the one which was £0-100,000 which was technically accurate 
My plan in to be ok with the fact this may happen in six months, or not, and I’m actually ok if they do this as the only real benefit I get is the travel insurance. Which I could, and indeed did with Lloyds, buy separately.
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When banks say to you “do you think your salary will increase in the next 6 months”.
I want a button that says “well i hope so with this economy…..”
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I only get the “do you think your income will decrease’” button
In the next 5 years. I saw this and wondered.
Funny thing is that I am certain that my income will increase by a fair bit in the next year and the year after too.