I love the round-ups feature, and rounding up to a pot. However, I think it would be great if I could round-up spending across my account to a certain pot.
Then I could auto-transfer from that pot to say my Joint Account Pot (or vice versa).
But then the accumulated roundups are automatically paid on a schedule of my choosing to my credit card.
I have a standard direct debit for Credit Card payments, but the micro transaction of payments to a credit card would be awesome for those of us trying to chip away at a balance.
Likewise, those of us trying to overpay our mortgage, could also use this feature to round-up payments across our monzo accounts and then make regular overpayments to our mortgage.