I have the perks upgrade on Monzo, and i was upset to not be able to use the “Rounds up” feature on a pot that had a Virtual Card set up on it, I really would like this to be added.
I’d guess the idea is pots have a specific amount of money in for bills therefore roundups wouldn’t apply, but if you use a Pot for grocery spend I’d guess that could be useful but again you give yourself a limit for spending on grocery in the Pot for the month so that would become less if roundups were attached, defeating the object.
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Being able to round up from a virtual card would be a really useful feature. I’m sure there are some who wouldn’t want to use it due to the budget set etc for groceries but many others would. For example I use virtual cards for certain pots of day to day spending so I can see what’s going where but l don’t necessarily have to set a budget I just top it up when I need to so have missed out on many round ups.