Your average customer doesn’t care about proportionality - they care about what’s left in their account and how much (if any) of that they can save.
As I said - not going to happen.
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This is true it, there is a cap with normal round up but I feel like that cap is too low. If you do just want to put unnoticeable amounts aside, thats fair enough, you have that option, you probably aren’t using the x10 feature either. I guess this is for the niche that use the x10 feature.
The first significant figure is such a simple function that grows with your purchase size; kinda like going from x1 to x2 then x5 and x10 with the increasing purchase size. There’s also a million and one different ways to limit it as some have mentioned already.
Also, if you are someone making loads of 3 and 4 digits purchases, then you should have the ability to put aside 2 and 3 digit figures or at least you should to consider a feature like this right?