I only ever use physical cards, unless my hands are busy or I’ve forgotten the wallet and have Apple Pay.
Much prefer this over Apple Pay any day of the week
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I used to be cards, then for a while went all in on Apple Pay but when I went FD I started back on using the card as I liked the design, continued with HSBC and here we are now with Lloyds.
I can’t explain it but I prefer the idea of getting the wallet and card out.
PS since I’m a leftie it always goes in my right pocket 
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I paid around £60 for a genuine Apple MagSafe Wallet. It was destroyed within a few months of being on the back of my phone.
Picked up a £3 replacement at the MBK Center in Bangkok, looks identical, and ironically has lasted much longer.
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I only use Google Pay. I’ve only been stung once when a beta android version broke it.
I’ve got NatWest but I’ve never needed to use the emergency cash feature.
Speaking of which lol
Sorry to derail from Revolut
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Does anyone have their salary paid into Revolut, does it show as a incoming payment a few days before and how early can you claim BACS payments?
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It doesn’t show up in advance, just arrives automatically around 5pm the working day before it’s due.
You don’t have to action anything, it just drops into your account.
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What he said
I’m still doing it
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Lovely stuff. Thinking of giving it a whirl with my Salary 
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You can auto sort it once it arrives too (you’d need at least one salary payment in first before you do it) and allocate it to Pockets, Savings, possibly other things too.
Wish it would also do transfers to other accounts ie to my HSBC on arrival, I’d have to work out the next calendar day each month and adapt it monthly to send money to HSBC.
I will eventually move everything into Revolut once they start credit reporting.
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Uber One used to be decent, but it’s been watered down quite a bit these days.
I cancelled it after my last renewal as you get Deliveroo premium for no extra cost with Amazon Prime, as well as 10% back on every order through NatWest Rewards.
Uber One might be worth it if you ride with them often or if you don’t have free deliveroo.
Revolut Premium doesn’t allow existing Uber One users to upgrade, but you can get around this by creating a new account with a different email and mobile number. Metal doesn’t have this limitation.
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Do Revolut charge their “weekend fees” on card payments or is it only on transfers?
They charge it
From the 22nd April, the fees end for Premium, Metal and Ultra; unchanged for Standard and 0.5% for Plus.
They still charge fees for now though
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