As an example of how delayed accounts and irregularities can be, consider where Revolut could be on this timeline: Timeline: The rise and fall of Wirecard | Reuters
Just to stress, it is VERY worrying that a financial institution has missed deadlines not once but twice already and that the auditors couldn’t locate a whole bunch of money.
Not sure that’s what is said but ok.
It does take some translation for sure. In some ways though it’s more worrying that they say some information may be “materially misstated”. For that to be said about an outfit that offers banking services is really worrying. Basically they’re saying that Revolut may be lying about their accounts. Mind you, not being able to verify three quarters of their revenue is also far from good.
In short, you’re way braver than I am to use them as your main bank.
I’ve taken the plunge back to monzo for now, cashback and less money shuffling, along with Plus for other account following making it less stressful.
Monzo = cashback and salary
Chase = cashback where Monzo can’t be applied
Lloyds = household bills
Why not Chase for the household bills? I find that being able to pay the DDs from a savings account seriously simplified things for me.
Im not sure on Chase yet, it serves a little purpose in terms of cashback, the rest is moot until my situation improves.
I’m guessing the UK didn’t get a Black Friday metal promotion? 
Still can’t add credits to categories to balance spending, nor edit linked account categories 
Really? 
It’s not a British poll though.
No rivals…
JP Morgan Chase Bank is the correspondent BIC for Revolut.
Shows me in the app under the swift details.
Didn’t know that.
And specifically Chase, not JP Morgan.
Nope, Swift codes generally follows the legal entity. The firm-wide code for JP Morgan Chase Bank NA is CHAS - nothing to do with whether it falls under JP Morgan or Chase brand (these are more trademarks rather than rigid divisions since the US has no law-mandated ring-fencing).
Corresponding banking business will certainly fall under JPM rather than Chase.
Tried to send money from santander to revolut showing as pending in app
Not sure the app is down because a payment is pending. But there are two banks involved in your post, there’s threads for both of them.
