One of their best features! Like Monzo, it uses the previous month’s DD amounts to estimate your balance after bills but, unlike Monzo, you can edit them to get a completely accurate figure.
1 Like
Mine are all fixed thankfully!
I may be swayed over the next month to trial that. I’m currently running Chase for the month, but the app and I can’t get alone.
I did want to try Lloyds but the lag in notifications just annoys me. Some places like Tesco fuel I’ll get the notification before their POS tells me it’s been approved, so I can just leave, but Lloyds doesn’t so I gotta wait that extra 10 seconds or whatever 
Trends doesn’t clearly show what outgoings were scheduled payments vs what was adhoc spending. Excluding whole categories from trends is clunky and doesn’t achieve the same benefit (tagging all scheduled spending as “bills” may get around this, but then you lose the benefit of having custom categories in the first place).
Viewing this split and the left to spend feature were the best features of summary, and personally where I saw the main benefit of Monzo as a service.
Please find a way to integrate this properly into Trends. Losing this functionality has me actively looking elsewhere.
3 Likes
Still can’t believe what a daft decision this was. It’s almost unthinkable the amount of dev that has gone into removing the ability to see how much money you have left… “oh but it sort of works if you do some config, and set up spending targets (without now knowing how much disposable income you have), and aren’t married, and get paid the same day each month, and…”. No. Just leave a good thing alone!
5 Likes
While I share the disappointment in the function being removed, There must be a reason why it was removed, even if we don’t know what it is.
1 Like
Is there anything Summary does that Trends doesn’t? There are definitely things that Trends offers that Summary doesn’t. I get the simplicity of Summary and it was a game changer for me when I started using Monzo.
But taking some time to get Trends right offers a much richer picture. This by far is my favourite (underrated) feature of trends:
2 Likes
Yes, a better Left to Spend experience when not having a defined ‘Target’.
If the current Balance tab and spotlight got the same polish as the Target tab it wouldn’t be so bad, but it hasn’t so it’s pretty poor.
3 Likes
You don’t need to set any targets to get left to spend to work. You just need to make sure all of your recurring payments are marked as repeating just like with summary. I don’t use the target tab at all.
2 Likes
I didn’t say that it didn’t work, but Summary did it much better.
1 Like