If I receive a payment and categorize it as “eating out”, then that amount should be substracted from my “eating out” spending total.
Example, this actually happened today: I go out for dinner with a friend and I pay the bill for both to make everything quicker and then he sends me the money back through Monzo. I categorize it as “eating out” but my total spending for that category is unchanged.
Seems like categorizing incoming payment has no effect or perhaps its delayed. (Android app)