Didn’t get around to watching live but will catchup later in bed with a 
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Without watching (hopefully later) any talk of upcoming crowdfunding round?
There was no discussion around this topic.
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Not that it really affects me (and I can understand why) but I’ll be interested in the response if they charge a fee for depositing cash. Could go either way but people coming across from legacy banks aren’t going to be used to that…
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Can’t agree more. It was a great event. Thanks @anon91821566 and thanks to everyone else who helped put it on. Will definitely go again if there’s another one.
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Great to see this kind of Q&A with @anon91821566.
Given that Monzo don’t seem too focused on launching business accounts, I would be interested in finding out if Monzo interpret their idea of a personal current account in a way that allows freelance workers (therefore self-employed people) to use Monzo. Most banks exclude this because this would be business use and would require you to have a business account with them.
However, Nationwide don’t have business accounts either, and I have it on record that despite their T&Cs excluding business use of their accounts, they will allow freelance workers to use their accounts for receiving payments. They consider this OK if in effect you are basically receiving the equivalent of salary payments, as opposed to someone self-employed trading by buying and selling things.
Do Monzo take the same approach?
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Great to see such a good quality stream from one of these events. Sound and Visual was excellent throughout - a big improvement - well done! 
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Great answers to some great questions:
Pleased to hear new signups are now running positive economics for Monzo That predicted growth rate though 
Hopefully once the discussion about stripe top up fees has been completed long time users will start to go positive.
I was interested to hear about the cash deposit fee but pleased that there will be no profit made directly from this.
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Why is Tom so wholesome? 
Some very honest and frank answers. It’s nice to have a bank/business who’s plan to profitability is basically making the product more useful and enviable with profit being the result of that.
I for one liked his response on cryptocurrency, too.
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Really enjoyed this YouTube video. Some good info from Tom. Interesting times ahead. Let’s see if growth lives up to expectations - should see a few more coral cards.
I’m not interested in the cash deposit personally but can see how it will attract some customers.
I think the best thing is the integration of insurance, energy bills & other financial products - that is going to sell its self. Though having said this 60% don’t change energy provider. Many people stay with the same bank they opened at a young age.
Hopefully over the next few years this can all change. Remember back to the Nokia phones? How times have changed.
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Where’d the old videos go, like this one? It looks like someone’s gone through the YouTube account and deleted a bunch of the open office sessions.
I don’t think Naji is with Monzo anymore. @cookywook or @AlanDoe might be able to help though, it’d be sad to lose all of the old videos. Perhaps we ought to think about a community mirror?
Yeah it’s a little strange that is only some of them.
Ah, this is because we accidentally made all our YouTube videos private once (we hosted our internal All Hands on them too, so were tightening up privacy). Need to remind myself to put these back up 
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Mind posting an update here when you do?
Reuploaded that Tom Q&A, and a couple of other community events that were set to Private.
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Amazing, thanks Richard 
FYI I just took down one (Open Office June) because it had awful sound issues. Guess there was a good reason we made that one private in the first place…
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