Surely this is a sackable offence? 
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pls no 
Not necessarily all those things, but certainly Avios, one of the things Tom mentions.
Was this done by people running the company? I haven’t seen any evidence of this…
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I’m certainly not one of the 1%, but I have for many years enjoyed a bit of cashback from my credit cards.
However, I’m considering that if Monzo is/can be smart enough, it might give me insight in to my spending that could ultimately save me an awful lot more than a cashback card rewards me. What I do once I have learned those lessons (go and get my cashback again?) I don’t know. I am keeping an open mind though.
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And that’s the risk of generalisations! I get Tom’s point, a wealthy investment banker probably isn’t going to be their main demographic.
Yet some people who Monzo wouldn’t expect to be their main demographic (not necessarily wealthy investment bankers 
) will still be drawn to them for being
All which helps towards the goal of 1 Billion customers 
.
Though I do see how generalisations including media’s insistence on ‘millennial monzo’ trigger reactions and don’t help…
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I got a BA Amex Card in September, approx. 1 year after getting Monzo and use the two together, and even though I track the spending through Monzo by paying back each individual transaction, I definitely find myself spending more each month than I did previously.
I’m far enough in that I’m sticking with it to hit the companion voucher but after that I need to ditch it - it’s not good for my savings/health!
Things like the companion voucher/collecting avios make spending seem too much of a target 
for me personally…
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I think October 31st 
#trickortreat
This is for people on a normal salary, living a normal life.
Our service is relevant to 90pc of the population. It’s not for the 1pc.
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FYI, Tom’s also doing an AMA over on LinkedIn this week.
Come and drop your questions here:
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Where is @anon91821566 anyways not seen him on here for agessss?
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How is that a typewriter font? Just curious it sure looks proportional to me and I didn’t think any typewriters were proportional? 
it was called that, I presume that is the influence
How odd. Though there were, in fact, proportional typewriters I just learned: https://www-03.ibm.com/ibm/history/exhibits/modelb/modelb_4509PH07.html
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I want my points and cashback. Maybe I am just used to the US banking system where even the maid gets points on her purchases.
That seems like a very elitest comment
My point is even people who work minimum wage jobs expect and get points. I worked as a cashier on minimum wage and earned points. If I said cashier would it have been better? How is it elitist to want benefits for the 90% when Tom thinks only the 1% want that
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Saying minimum wage employee would be better
Points cards are not available to as many in the UK as in the US
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I went from minimum wage to making £18k a year this year via getting lucky and finding a job that pays alot better.
I tried a few elegibility checkers that don’t effect your score and it’s near impossable even after my new income for a few months. (I have no intrest in credit anyway)
Interchange caps are a good thing for this very reason so debit card users are not left paying for more well off peoples rewards.
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