Today.
Iâll go for November 14th
Iâll go for Tuesday October 30th. After 15 minutes of forum celebration theyâll say theyâre actually not quite there yet. Final announcement, two days later on Thursday November 1st.
I humbly apologise
but thatâs not even a standard typewriter font!!
âWe are the puck.â reminds me of this:

September 25, as a birthday present to me.
The number is possibly dragged down a bit by inactive customers?
Is this figure from active users or from all users? Iâd expect thereâd be an increase in usage above the average for those who are full Monzo.
Donât let Design see this ![]()
![]()
I think theyâve seen it, I think they hate me 
Could be worse.

SNL did a brilliant skit on this.
(And it was the answer to a question on HQ Trivia the other day)

Perhaps a pop-up branch at Glastonbury next year?
I find this statement a bit divisive and unnecessary political. I assume Tom is trying to piggyback on a âMomentumâ-style leftist, populist zeitgeist. But what about those of us whoâve worked hard, earnt decent money and want a bank we can trust, staffed by people we can trust? People who havenât pre-judged us? People who would treat our investment and capital with respect?
I found the overwhelming leftist culture in the forum off-putting. Unfortunately this does seem to be representative of Monzo staff from what Iâve seem so far.
Iâm concerned about a company that might be run by politically-active leftists, and which may take issue with certain demographics in the City, and may treat our accounts and our privacy with less respect as a result.
I think Tomâs just highlighting that most high earn, high spend people wouldnât see the appeal of Monzo - as there are many other providers which give spending based rewards.
Like yourself though, there are bound to be people within the demographic they expect to benefit most from Monzo who arenât interested. __
As for this, I havenât noticed any politically-active leftists running the company⌠Do you have a link to any examples?
emphasis mine
The reason youâve found it divisive & political is because youâve just made it that, in the next sentence (the bit that Iâve highlighted in bold).
Itâs a simple fact that people have different needs and Monzo doesnât offer the kinds of benefits that absolutely everyone is expecting.
Do high-earning people really care about chasing voucher codes, affiliate special offers and cash-back deals (especially where such deals usually have an upper limit)?
Iâm not going to pretend to be some kind of millionaire city banker, but I do fit into âthe 1%â
A lot of people that work in the City do.
Special offers - I couldnât care less. I want a bank that works well on my phone.
The diversity topics were a hot mess of identity politics, virtue signalling, dog-piling against any right-of-centre comments, and dubious flagging (targeting political leaning, not abuse of the guidelines).
I think theyâre going to treat all accounts with the same level of ârespectâ. Are you insinuating that theyâre going to leak your details and loose track of your money because you perceive that their politics are different to yours? ![]()
Iâm still waiting for a prize on being closest with the last milestone pool 
I find it to be nothing of the sort. Tomâs saying that thereâs a clearly defined customer base that probably wonât find Monzoâs approach suitable for their needs.
Itâs no more political than Nissan hypothetically saying theyâre not going to be stealing sales from Rolls Royce with their Leaf model.
If youâre not a millionaire banker, I donât think youâre in the â1%â. Have a listen to this World Service episode of More or Less, thereâs an interesting discussion about how focusing on the bottom and top percentages of wealth leaves out the majority of people: