I feel you might be over thinking this a bit.
The ideal Pot features for me would be:
- A savings pot where I can lock money away for a specific time and get interest on it.
2.- was a āsave the changeā pot but you have done that with āCoin Jarā- very nice work. - A pot where I can have DDs and SOs come directly out of that. e.g. a Car pot where road tax, MOT and insurance can come out of it- the regular bills we get.
Its here! āCoin Jarā- search for it on the community page. It was added today!
Thanks for this - I managed to miss it but just created one. However, also having a moneybox account linked to Monzo I will be saving twice the amount of changeā¦
Stumbled over this today
Took me a while to work out how to set one up.
Thankfully I had this forum to fall back on
What a feature though. Very pleased and cannot wait to see how the savings grow
Given the MVP nature of your releases, do you think you could just get to āan automated/future dated transferā asap? This would enable/solve (in a basic way) so many of peoples use cases explained on this thread just for now. I was really quite suprised it didnāt make MVP in the first place. I do get the desire to just get pots out there, but it was sooo close, but just missed the mark here I felt?
If we could just organise the movement of our money, many of us would be in a basic but good place with having organised finances and the fancier stuff (if this then that/change sweep etc) would feel like a nice little stream of awesome app improvements that would come over the medium-long term.
Perrrleeeaase. With a on the top!
edit: forgot to say thanks for a nice open update, we do appreciate your open nature, even if weāre full of āfeedbackā
Youāre absolutely right.
These 'ites. absolutely filthy. The lot of them.
Whoās going to see it?
If youāre envisioning an environment where all user-selected pots pictures get uploaded to your server and shared in the image selection menu with all other pots users, then Iāll grant thatās an issue. Iāll even grant that an image uploaded to your server and only visible to that user could still be a problem if you were left hosting something that could legally put you in hot water.
But, and I can only refer back to my previous comment here, if the custom pots image is hosted locally and loaded off the phone of the user, never uploaded to your servers, and never shared with other pots users, whereās the problem here? Is this not a solution that allows for users to have custom images while also protecting Monzo from hosting anything?
In any case, as far as hosting goes, it has been noted by others already that the facility exists for adding receipts as images.
tl;dr, I think you may be making the issue of ācustom pots imagesā more complicated than it needs to be.
FYI, weāve just announced Coin Jar - a new Pots feature that rounds up your purchases and saves the difference.
More details here:
Just a simple request to be able to transfer money between pots and also to use your own photos on the pot ācardsā. You can already select a few colours and photos. Why not let you upload your own?
Hello,
Just a small piece of feedback. I think if you deposit to a pot then withdraw from it, you should get the option to clear the feed items or if you donāt withdraw the full amount then it updates the deposit feed item to show the remainder. Otherwise you can clog up the feed with items that equate to 0 change in your account as all these are essentially internal transfers.
I know itās not a big issue and Iām not sure how much work itāll create but I think itād add a nice bit of polish to a feature I otherwise find very useful!
Good point, I havenāt seen how squirrel have implemented this but I can see where you are coming from . Potentially have thumbnails and then you could click in to see greater details and full pot information
Could pot be use to transfer to external money saving p2p / investment and get feedback from these services
Like
Just wanted to echo the above requests for a scheduled date for a ādirect debitā from a pot. I love the pots feature for putting away money for different bills that are due later in the month but frequently forget to put the money back into my account before the bill is due which at time has led to the payment being rejected and then it becomes a bit more of a hassle than it perhaps could be.
Hey Rebecca!
When Pots launched, I created a poll so that the team could see which feature requests were most popular & Direct Directs from Pots was one of them. Please do add your vote here
Great username btw
agree - I would like an option to move money between pots and not have to move it to go back to account and then to a new pot
Hi, I hope this is the right forum to feed backā¦ I use a pot to save as a car fund (tyres, servicing etc), but when I set it up there was no option to add my own picture to represent what the fund was for. Surely this is something that could be easily added, and would be really useful.
Maybe you can use text to represent what the fund is for
Hi yes youāve come to the right place the teamās considering that functionality, thereās just a few things to work out -
i do think monzo are over thinking this one, 500k people canāt have a function they would like because half a dozen people might abuse it?