Pots are here on Monzo Beta!


I see these are called “Regular Pots”. Are there plans for bills attached to pots?

For example, my cell phone bill would pull from a cellphone bill pot. That way my available funds reflect only what I have not budgeted for.

Regardless, this is a huge update! Great work! I am excited.


We’ve got all sorts of ideas for expanding pots for our US customers - I think there’s certainly some cool things we can do in this area, like automatically debiting certain ACH payments from a pot. We’ll be publishing a roadmap of all our plans :soon:



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When I create a pot, it defaults to my UK account. Is there a way to designate it to my US Beta account?

Pull down your transaction feed:


Thanks! :pray:t2:

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I have both a US and UK monzo account currently (which I’m aware is a feature that’s in beta too). I cannot seem to set up a US pot as, when I click ‘create a pot’, it’s assuming I want it for GBP not USD. Is there a way I can get around this to have a pot in both currencies? Or is this not yet available in the US-UK beta?

See my post above:


We’re working on a way to make this clearer when you have UK and US accounts! Thanks for the feedback!



So if I put money in a pot, if there’s not enough money in my available balance will the transaction decline? I was hoping to use pots more like digital envelopes for me. For example my current account with Simple, I can set money aside and into “goals”, I assign most of my paychecks into these goals and when I make a purchase, it’ll go through even if there’s not enough money in my available balance (but theres enough in the money in my “goals”) and I can redirect those charges to come out of a goal account which will reflect my available balance back to normal.

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Currently payments from pots is not supported in the US.

Payments from Pots in the UK only works for scheduled faster payments.

Monzo does not support ACH debit quite yet in the US.

Card payments do not come out of pots.

And as a result of all of the above, the payment will be declined, yes.

10000% agree with you Rylan! I’m in the same boat.