Please keep the prepaid cards

[amelia (Amelia Ikeda)]

Pots

Hi there, I’d like to give you a very quick sneak peek on something that we’ve been exploring lately. The idea of this is to let you create pots to segregate your funds. Many people tell us that they’d like to “hide” money away from their current account (so they can budget better) plus all the usual stuff we’ve discussed in the forum: rules to roundup and save pennies automatically, goals with a certain amount as objective, rainy day funds, holidays, etc. On top of that we think this could b…

I have a lot of plans for this with API integrations, and two of them are:

• “spend the penny” saving pots
• Direct Debit ring-fencing

The latter is something I want to do automatically; a direct-debit mandate is visible (and I hope will be via the API), so you can automatically ring-fence all of your direct debits on payday . I feel like (or rather, hope) Monzo will implement a few of these ideas themselves