Other than the hard separation, is there any reason why smarter budgeting with something like the upcoming Targets feature wouldn’t meet your needs?
Theoretically, you could also just continue to use your Monzo card as you do now but with all the features of a the full current account while still keeping bills in another account if that’s what you require.
I know that there are reasons to want to keep things separate but it would be great to understand yours.
