Physically using Monzo card to recieve payments?

I like; however, if you can activate a Monzo card using NFC why can’t NFC be used for mpayments? Why can’t Monzo develop a way for an account holding payee to receive payments using the NFC chip in the card, the app and some sort of authorisation for the person paying?

This would also be great for small businesses- bypassing all those payment terminals.

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Because then you’d have someone cloning your card taking you for all you’ve got