Paypal - Your Thoughts?

I think in the initial stages you had to have a PayPal account, maybe it’s expanded to bank account details lately?

You mean on Depop? They used to have their own in-house “wallet” which was great because they had full control of the transactions, but they since switched to Paypal and personally I found it a nightmare, even purely on the technical side of things, but the main issue is that they now rely on Paypal’s awesome (:joy:) customer service as their main method of “buyer protection”, which IMO is a big downgrade from the early days of Depop Wallet.

In any case, Depop are cracking down on out-of-app payments, partly due to the huge amount of scams where bad guys put up products that don’t even exist, ask for a bank transfer payment (to avoid the 10% fee) and then disappear. You would think that a fraudulent bank transfer should be easy to reverse (in fact, I personally trust an UK bank more than a Paypal account, since the latter is tied to an identity, while a Paypal can be opened by anyone under a fake name), but clearly neither UK police nor Action Fraud cares about those scams.