There is/was a post from Monzo Towers acknowledging the wanting of more, I think it will be upped.
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Would linked cards not then use your main balance if the pot didn’t have enough funds available in it? As with direct debits from a lot etc?
Surely having ability to set a limit to a virtual card would be more secure, as mentioned above, to stop people going on a spree at your expense etc?
I’ve not used a virtual card so not sure of the full functionality of it as a whole.
Would a balance not then be taken from another pot which isn’t locked?
I’m not 100% sure on all of the functionality and probably wouldn’t ever be in that situation, just curious on the mechanism as a payment linked to pot A would then head to the main balance if the pot didn’t have enough funds available, and if nothing in the main balance, would it not default to another as there is actually still funds available to use?
Curious to understand if that’s how a virtual card may also work.
I think this is another example of the complex rules that @mycl was talking about on another topic.
There’s so much to think through here with the aim that it’ll just feel intuitive and natural to use.
Personally, I think we’ll end up being in a situation where each pot will be treated as separate payments account: so you’ll be rejected if you don’t have enough money in it. To cope with overdrafts and the status quo for bills pots you might end up with a toggle to fall back to your main account/overdraft.
I think the proposed solution was trailed as something simple (and elegant?) which this would fit.
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Which is a shame as it would allow you to keep a little in an ‘overdraft pot’. Maybe these changes to the behaviors and features of pots will also allow for this kind of functionality.
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I’m hoping they will.
My ideal “credit pot” would be a combined overdraft / loan / credit card credit line. But one that you could also have that would act as an offset if you added money to it. The amount you can go overdrawn is dependent on your terms but everyone can use it to create an offset sort of pot, even if you don’t pass the credit checks.
Alas it seems like this isn’t on the table. #sadface
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I kind of asked this earlier and got the below response
It’s not a direct answer to my question but it seems promising? 
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They look so nice, I think this is going to bring me back to Plus 
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Only 5? 
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its launching this week???
Who knows This is what we were told:
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Haha I’m ready 
but I think it’s usually done via a flag. So they can just “flip a switch” at their end and it appears without the need for a new release.
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I did think that, but not sure how many more than 5 I could remember 
I temporarily increased my limits for testing, and so I did have to double-check before posting that screenshot that it didn’t show more than five virtual cards 
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I said earlier that we’re probably going to need more. I got the below reply:
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I didn’t promise anything! I was just pointing out that sometimes you lot are predictable.
So what you’re saying is, we should increase the limit from 5 to 8? 
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At least twelvety
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Please no.
10 for Plus and Premium.
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I’d be happy with 10 for plus and more for premium
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