I like everything about the Monzo app, but I think HyperJar jar/pot functionality is better. With HyperJar I can have many pots/jars, but I only need one card, simply click the jar I want to pay from and tap my card.
Monzo requires me to have a virtual card for every pot I want to pay from. I don’t want more cards, I want less.
A long press on the pot I want to pay from to link it, into Apple Pay, pay….simple.
HyperJar has the option to link for a single transaction or link until it is unlinked by me. For example, I may have a holiday spending money pot that I want to use while I am away, when I return home, unlink and return to the main account.