I wasn’t going to write anything about rates stabilising after day(s) but now time has come for me to mention it.
First of all the changing rate has annoyed me from the start, especially when I need to update my detailed spending system but I could live with that.
The problem I encountered was when I made few purchases and those changing rates have made me go into an overdraft. I don’t know whether people think it’s fair or not, but at the time of the last transaction I have 0.05 GBP, which makes me think - no need to top up yet it was okay, but then the rates change (always going higher) and boom I’m in overdraft.
I would like to ask the community what you think of it…