As a customer this is quite concerning that such an important legal document is not being kept up to date. I assume it’s not been updated yet since I’ve not received an email to advise of the change to T&Cs that I originally agreed to?
Properly reading the terms has thrown a couple of questions other than the accuracy of them.
Finding a phone number to contact you on is almost impossible unless you know the link to the T&Cs. If someone steals a bag containing both phone and card then the quickest way to contact you is via the phone. Ideally popping your customer support number at the bottom of your website as well as a T&Cs link would be very useful.
I don’t know what my limits are. I don’t ever remember being told if I had gone through identify verification and therefore don’t fully understand my limits