Just sitting here in my office on a 30+ degree afternoon and my brain has either melted and this idea is terrible, or I’m on to something…
Monzo has a record of everything I purchase via my account and while it explicitly doesn’t sell any user data for marketing purposes (thanks BTW), what if they did? And the account holder was the primary beneficiary of the revenue?
Say you allow users to opt in to a revenue-sharing agreement for the sale of their data (75% user/25% Monzo). Monzo would earn some money for their data and the account holder would be rewarded financially for giving them the power to do so.
Thoughts?