Oh, we still use Monzo for most of our banking, your app and general service are just so much better (in my opinion) than anything else I’ve seen. I wish I could still subscribe to a premium account with Monzo, since I’d rather you had the money than Lloyds, but sadly, I can’t afford to do both, and can’t justify not using the one that gives us so much more for the price. 
The traffic we put through Lloyds is to mitigate the costs there (they give a discount based on usage)
Are you referring to Club Lloyds on this part?
Club Lloyds Platinum. The Club portion requires a certain number of direct debits per month to reduce the fee, the Platinum portion requires a certain amount of money to pass through the account each month to reduce the fee.
I found I wasn’t quite sure if my data would be that useful since there were a lot of unknowns.
For a start, the custom categories and virtual cards weren’t mentioned at all. Those are both key to me so without them I probably wouldn’t buy any, but I wasn’t sure if I was supposed to assume they were included or if they might be thinking of making them core/free features anyway?
And like some others have mentioned, a Railcard would be great, but there doesn’t currently exist one I am eligible for.
The only one I could really with confidence say I’d pick, assuming it still comes with the app features of existing plus, was the Disney plus, since I already subscribe so an extra £3 a month for that would be a no brainer. But it felt kinda weird picking it as, overall, I’m a person who prefers to pay for banking features and/or more ethical banking rather than random unrelated perks.
Soooo nothing ever came of this? Suprising
How have you reached that conclusion? New products take time to develop and I wouldn’t expect any announcements until they’re ready to share stuff with the world. It may not come to anything, after all research is exactly that. But silence doesn’t mean nothing is happening. Only time will tell
This topic was automatically closed 180 days after the last reply. New replies are no longer allowed.