Bank customers will be able to spend more than £30 using contactless cards and could never again have to remember their four-digit pin if a fingerprint technology trial starting in April proves a success.
Users of Google Pay or Apply Pay on smartphones are likely to be suspicious of how widely the so-called biometric payment systems will be accepted by retailers. In theory, mobile users can already authenticate contactless payments above £30 on their smartphones using fingerprint technology, but in practice many have found the process frustrating.
The Monzo community gets a mention
Customers of the digital-only Monzo Bank, popular with millennials, share lists of retailers that allow them to use their smartphones to exceed the £30 contactless limit. They say Sainsbury’s and Morrisons permit the payments but Tesco and Asda do not.