My name is X and I’m addicted to Monzo

How often do you check your Monzo?

I ask this merely out of curiosity and I know there is not a right or wrong answer, but Ive begun to realise how often I check my Monzo account on a day to day basis. Even if I know there will not be movements on the account - I’ll have a quick 30 second glance.

I’ll always check to see if my 1p challenges are moving over at 8am or if my IFTTT is working.

I’ll glance at my pots to see if the numbers have magically increased (which they never do) i must check Monzo a dozen times throughout the day. On the flip side I’m always checking to see what I’ve saved in my pots which and it is nice to see the numbers go up when just a few years ago I was probably spending more than I saved.

I woke up this morning and told myself to not check it at all today (2pm and so far so good, although I ALMOST tapped on it accidentally)

I think I need help! am I alone in this? :joy:

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Definitely not alone. I check my app far more than is normal!

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Every couple of hours for me :joy:

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I check far more than I did with my legacy bank which I think is a great habit. Mainly because I don’t have to enter pins, passcodes and certain characters from my password just to get in.

I sometimes like to look at what I’ve managed to save thanks to Monzo, to get a little bit of a nice sense of achievement/ proud feeling :relaxed:

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I’m averaging about 15 mins per day each week;

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Wow! You put in the time on Saturday :exploding_head:

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No fixed answer, but like others ‘more than my legacy bank’.

I think i actually ‘check’ Monzo just to clear the notification icon most often, I’m not actually looking to see tha tthe £1.24 I spent in Sainsburys has been updated, just want rid of that little icon.

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Agreed! I think seeing what I’ve saved gives me a great sense of achievement. I was notoriously bad at saving until Monzo.

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That’s when I reordered my pots, again :wink:

It’s not really - I spent time readjusting all of my scheduled payments and payments from my bills pot for February onward.

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To be fair, I access the community in app so I’m not sure how that effects my stats…

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Monzo opens instantly as opposed to Barclays that takes at least 20 seconds, so I’m opening it more, probably 3-4 times a day, more when I’m bored.

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Where do I find this data?

That’s the stock Android (10) Digital Wellbeing app - Settings->Digital Wellbeing & parental controls - you can select an app and select different data points to analyse how the app has been used.

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And for iOS it’s Settings > Screen Time > See All Activity > Monzo
To get this:

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Agreed! Much faster than traditional banking apps. Also +1 for boredom - I’d have scoffed a couple of years back if someone told me I’d jump in and out of a banking app to pass the time. Maybe I need a new hobby.

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Just gonna leave this here…

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Ah Medium, another one of those apps I cannot get enough of.

I read this article and watched the Ted talk - it is right and the analogy of social media as slot machines is a good one.

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Great that you posted this!

Reading through this thread made me wonder where we draw the line between healthy informative behaviour and addiction?

The lack of friction during the logon process means that naturally people will check their Monzo app more than they did their old bank account, but I guess the question is whether Monzo are providing us with the tools we need to control that use?

I’ve recently found myself disabling a tonne of notifications and it’s had quite a significant change in how I use my phone. I now don’t get a little ping every time someone likes my Insta photo for instance, so I don’t find myself back there every 2 minutes. Instead I find myself forgetting I even posted and coming back to X number of likes 2-3 hours later.

The spend notifications are great, but you do have to wonder if they’re actually having a negative effect on us all.

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I do! Been with monzo for a little over a week. Hope I calm down at some point; I love the visuals of the app and spend far too much time playing around editing names of pots and such.

I say playing but I’m also learning how it works as well.

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