The relatively small number of building societies who have current account customers have to. This includes Coventry although I doubt they make their savings accounts available via open banking.
Pretty sure the majority of building societies, who generally don’t have current account customers, won’t bother with open banking.
What was the story with amex? From what I’ve gathered from posts dotted around the place they have an open API but it’s slightly different to others? Is an integration being worked on or are Monzo waiting for something?
Coventry actually doesn’t have a current account any more.
It’s very likely the most popular credit card among Monzo customers so almost certainly being worked on. Here’s a good explanation of why it’s more problematic than other connections
Not for new customers but I believe they still have existing customers with current accounts (they stopped offering to new customers a few years ago)
It went through the app for me. Really quick, and seamless.
The flow for me was also via the Nationwide app
Strange. Must have been a bug on my end then.
For share dealing, Lloyds Online Direct Investments
Cumberland Building Society has open banking, and Triodos would be a nice addition to that ecosystem. Both ethical providers, too.
Yes, Cumberland has payment accounts so it has to support open banking. But according to its website it’s not yet live, but coming later this year.
Might be interesting to create a list of the building societies that support third party access via open banking.
This post is a wiki so anyone can edit it.
Nationwide Building Society (already supported in Monzo)
Cumberland Building Society (later this year)
National Savings & Investments (NS&I) NS&I are working on it apparently
Are there plans to include External Account transactions in the Spending Summary?
Metro Bank please!
Metro might prove problematic because they don’t support Open Banking via APIs. They provide access via a method called Modified Customer Interface (MCI) which is a bit like screen scraping and I suspect Monzo wouldn’t support it. The same issue exists with The Co-Operative Bank, Smile, and John Lewis Finance
I’d suggest customers of these banks/cards should get onto them and urge them to support Open Banking APIs instead of MCI.
Don’t know if it’s been said, but after just playing with connected accounts a little bit, I notice now the “tapping home” action cycles you through all your top-level accounts, including the connected ones.
I would, personally, like the ability to turn the connected account cycle off - I’d want to switch more readily between Monzo / Monzo Joint than the others, as I use these two accounts almost daily.
Appreciate that’s not the case for everyone, but I think that behaviour would be nice to toggle on off depending on use.
Toggles!
I was thinking a tap-and-hold popover would be a good solution for this.
Something like this from the Twitter app Tweetbot, with images of each card:
Why not First Direct as a bank? It is bigger than many of those included??
That’s because First Direct is already integrated in Plus.
