Monzo Labs: Connected Credit Cards

You can set Amex to give you “instant” notifications if that helps (Notifications > Purchase alerts).
Also to bug you if you go over your set spending threshold or give you an update each week on what you’ve spent.

Until Monzo builds something I can recommend Yolt which provides budgeting with Amex/Monzo. Can also show spending per category or merchant unlike Monzo.

https://www.yolt.com

See also

“The @monzo x @IFTTT integration means that now whenever I spend money on my Amex the value is automatically moved to my Amex pot.”

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