Don’t tease us.. 80x would be delightful 
40 will do , not sure whether that’s the first or second croud funders
Monzo is top of the IPO list of possibles this year
Just Google 2026 IPOs
It’s currently already c.28x return for first round investors… I’d be hoping for closer to 80x given the growth
I’m not convinced they’ll IPO this year, next year perhaps
all this TS vs. The Board noise can’t be good for prospects of liquidity in 2026
“We have tried the US several times, and Europe has been pretty underwhelming too,” one said.
This is damning - it seems Revolut has won afterall
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Revolut have won with only 5% of Irish users using it as their main bank account? Come on now you’re joking right?
Monzo are regulated directly by the Central Bank of Ireland making them much more like a regular Irish high street banks vs Revolut who are regulated by the Bank of Lithuania passporting to Europe and Ireland meaning if Revolut fell into trouble its Irish customers would have a massive language barrier hurdle to talk to the Lithuanian regulators to get their money back.
There are many more reasons why this is only the beginning Monzo is a no nonsense bank bringing a simple current account to Irish people imo a lot more attractive than Revolut who are trying to push and upsell way too much
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I’ll always be in the Monzo, not Revolut camp. But you can’t ignore facts because of feelings, Monzo has so far failed to enter any other market.
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Monzo are in early access in Ireland they haven’t fully launched, what you’re saying is based on Monzo not even fully entering their first country outside of the UK. Give it time and read between the line
It’s been ten years and that’s basically the reason TS got sacked
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So after all the effort of those 10 years getting to this point, now they have actually got their EU banking license and entered Ireland they should give up and roll over because Early Access hasn’t seen them gain tens of thousands of customers overnight? Once they’ve fully launched in Ireland if it’s still flat then this analysis is fair but at the moment you’re comparing a giant to early access bank in the very early stages still picking and choosing who they let in.
Not sure if already posted here, but the suggestion is a £6-7bn valuation for Monzo. IPO by end June 2026
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If Monzo et al don’t IPO before the AI bubble pops, it won’t happen for another few years.
If that happens, you’d like to see a multiple higher valuation, wouldn’t be the worst thing!