So. Been in NY for the last 4 months and it’s my 128th visit to the USA haha!
Essentially every ATM charges you around 3USD. Chase, Citibank etc
In terms of card usage DEFINITELY take another card. The US is notorious for being useless with payment systems so a lot of them have never been updated and won’t recognise your card including a lot of yellow cabs, independent coffee shops and chains like the Vitamin shoppe
During a recent trip to NY, 00000 worked at most places (including Metrocard machines), but there were 2 or 3 shops where it didn’t work so I reverted to the zip of one of my old NY addresses - 10012 - this worked a treat.
I doubt the terminals are localised (or localized) so a valid US zip should work anywhere within the US. But just in case terminals are, it may be good preparation to know of a valid local/state zip in advance to use if all else fails.
The PayPass logos on the fare gates are also confusing. To be fair I could not get any of my cards working at the SEPTA kiosks. US/UK, Contactless, Swype, Debit or Credit
Part of the issue is they are all registered to my UK address now
Wow, that sounds like a complete mess! It’s bad enough that a public transport system in a major city wouldn’t accept non-domestic cards, but they’ve added lots more confusion into the mix.
Foreign cards are not accepted though to pay for one thing: local public transport e-tickets using these transport operators’ apps. NJ Transit, MTA and Chicagoland providers certainly don’t.