As long as the first one means that a homeless person can still get an account, I don’t see the issue with that list?
If you feel like you’ve been tricked/coerced/unknowingly committed fraud, then I’d like to think it hadn’t got that far. Although I’m sure there will be edge cases.
Only HSBC offer homeless people accounts and that was a recent announcement. It was in partnership with Shelter
For clarity I have replied to Revels in the newly created thread.
Not sure if this is the right thread for this, but with the recent discussions maybe it’s ok to post here.
For context, Simon was one of the original 10 or so people at Monzo I think, so it’s interesting to hear these kinds of thoughts from people in the industry.
Fun fact: If you go to monzo.com/usa it’ll redirect to monzo.com/us
this is the most user-facing software I have written since working at Monzo… 
I still miss the “proper” hot coral I had on my first ever card that really popped. Not this weird salmon variant we have now 
Yeah I remember the discussion and it makes me wonder why they decided to just go with it regardless. I would have rejected/returned them asking for a batch that were the colour I wanted 
I still hold hope that maybe one day I’ll get a nice hot coral one for either of my accounts when it comes for renewal.
My replacement card that I received yesterday is genuine hot coral.
My current card is some hellish luminous orange variant.
My pen and pocket decided hot coral isn’t cool, the one time I carried my card as a backup for a just in case, and this happens.
Ink splodges everywhere 
Should have kept it in your shoe!
This is why I don’t have pockets
Careful rubbing with (a) rubbing alcohol or (b) an anti-bac wipe.
Or sandpaper.
Your pocket - shirt/jacket/pants must be in a right state 
Black jeans fortunately so can’t tell. I don’t carry pens on me, however was a training event and I must have put it in my pocket as we were collapsing tables to make more space.
It looks cool.
I like the way it’s leaked so you can’t read the card number.
Not specifically about Monzo but probably of interest.
An excerpt:
Digital challengers including Starling Bank and Monzo have increaased their share of the personal current account market from 1 per cent in 2018 to 8 per cent in 2021. The rise was even more pronounced in accounts for small businesses, where digital challengers expanded their market share from 1 per cent to 10 per cent in the same period.
The share of personal accounts run by the big 4 (Barclays, HSBC, Lloyds, Natwest) fell from 68 to 64 percent and those run buy so-called scale challengers (Nationwide, Santander etc) fell from 26 to 24 percent.
Interesting. Bank execs at the big four will be extremely worried about those stats.