Just seen this drop onto my home page, what a delight!
Getting Billsback
Billsback is open to all UK residents aged 18 or over, except Monzo employees. To be eligible for Billsback, you must:
be a Monzo Extra, Perks, Max or Max + family subscriber (excluding free trials)
be a UK resident aged 18 or over
pay an eligible bill from your Monzo account.
Billsback is one of the default benefits of your subscription. You’ll be opted in automatically if you’re eligible. You don’t need to do anything more to enter your eligible bills in the draw. You can opt out of Billsback at any time in the app.
Billsback starts on October 1st 2025. It doesn’t have an end date, but we can change this at any time.
How Billsback works
Unless you opt out of Billsback, each eligible bill paid from your Monzo account will be entered into our draw and have the chance to be paid back to you.
We’ll pay back at least 1,000 eligible bills each month. Winning bills will be selected at random from all the eligible bills. Each eligible bill will have an equal chance of being selected. The odds of winning depend on the total number of eligible bills per month:
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Odds are determined at the beginning of every month
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Odds are equal to 1,100/the number of bills in the previous month
We’ll enter your eligible bills into the draw when they get paid from your Monzo account. If your bill is chosen, we’ll notify you in the app and pay the money back into your account.
The payment should happen straight away, but please allow up to 24 hours to receive your payment. There’s no limit to how many bills you can have paid back in a single month, and having a bill paid back won’t affect your eligibility for future draws.
Edit:
You can’t exchange your Billsback money or ask for an alternative. All our decisions on any aspect of Billsback are final, binding and we won’t respond to queries about it.
Could be worded nicer.
