How worried are you about the lack of privacy on your email app, and your Amazon app?
I’m guessing you’ve never given those a single thought.
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All you have to do on other apps in input a PIN. It’s hardly a massive barrier.
It is secure. You mean private.
Turn it on, then it’s the same as all the other apps.
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You’re guessing wrong. I’ve put locks on those sorts of apps. It just seems strange that Monzo doesn’t have a built in PIN to stop people accessing the app when the phone is unlocked.
It does.
(How many times!)
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Then it clearly isn’t enough considering so many people think it doesn’t have one.
I can’t get my head round the demand for more locks on Monzo app, whilst at the same time desiring to walk around in public with phone in hand and on unlock.
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Again, you take someone’s point and turn it into an extreme example. Most people don’t walk around in public with phone in hand and on unlocked, but some people may be at home or at a friend’s house and accidently leave their phone unlocked. All that is needed is for someone to pick it up and your finances at Monzo are exposed.
Have you ever been outside? You’ll find lots of people walking around looking at their phone.
If I’m at my friends house and they see my unlocked phone, pick it up, open the Monzo app and look at my balance, then I probably need new friends.
At home?! My cat isn’t that curious. Probably because I don’t have one.
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Unless you lock the app if you are concerned your friends and family are likely to steal your identity
Although I think there are bigger issues and more opportunities for them than waiting for a phone to be left unlocked
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I’m surprised you can say that so confidently without even knowing what other apps I use 
I’m not sure what more I can say on this topic without going in circles. I don’t see a problem with the Monzo app, and actually prefer the way it works.
You’re capable of putting locks on your other apps, so there’s no reason you can’t do the same with your Monzo app. But as others have noted, you can turn the biometric lock option on if you wish anyway.
I’m baffled that the people who are so concerned about the ‘security’ of one app are so laissez-faire about leaving their phones unlocked all over the place. 
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In that case, they could more easily steal your identity by stealing your post, I expect.
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I’m baffled that people’s phones don’t lock as quickly as mine if not being used
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Well, the original point was someone using their phone when it’s snatched out of their hand, so I was basing my reply on that.
What does seeing someone’s financial transactions get you, that rooting through their email or Amazon purchases doesn’t?
As far as I’m aware Monzo leverages the phone’s biometric security. If you have “unreliable biometrics” (to use the same poster’s example) why not prioritise that in a new phone upgrade?
Ultimately, if it’s so important to someone, they’ll just use another bank.
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This.
Both my iPhone and Samsung lock immediately with a click to the side button.
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My phone has a secure folder.
Any apps that are put in there are password protected and in addition they’re completely hidden from view. There are plenty of other options if concerned people took a moment to Google it.
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Maybe stop creating weird hypothetical situations to prove some kind of point. What actually happens in real life?
You’re basically saying that some hypothetical people are paranoid about having their banking app looked through, but they’re fine with leaving their phone lying about unlocked…?
Are these same hypothetical people concerned about someone going in their home and looking through their bank statements, but fine with leaving their keys with an address fob lying about?
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It’s not hidden though
Go to the help section and look for ‘lock app’
Or the natural first place to look, the security section
If people want it then it’s not hidden
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Maybe in your world this is common, but if that’s the case and you don’t trust your friends/family, then add the additional layer of privacy.
The choice is right there in the app.
But your finances are always secure.
If you stop making up stupid scenarios then people won’t have to correct your backwards troll logic.
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Is that an Android thing?
Of course I could just do what you said and google it….
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